{"id":773,"date":"2021-07-07T15:22:52","date_gmt":"2021-07-07T20:22:52","guid":{"rendered":"https:\/\/expresionesguerrero.com.mx\/?p=773"},"modified":"2021-07-07T15:22:52","modified_gmt":"2021-07-07T20:22:52","slug":"descuenta-infonavit-50-por-liquidacion-anticipada","status":"publish","type":"post","link":"https:\/\/expresionesguerrero.com.mx\/expresioneswp\/?p=773","title":{"rendered":"Descuenta Infonavit 50% por liquidaci\u00f3n anticipada"},"content":{"rendered":"<p><strong>Ciudad de M\u00e9xico.-<\/strong> Los trabajadores que liquiden de manera anticipada el monto restante de su cr\u00e9dito con Infonavit tendr\u00e1n un descuento del 50 por ciento, ya que el organismo de vivienda cubrir\u00e1 la otra mitad de la deuda.<\/p>\n<p>Este descuento forma parte de modificaciones del beneficio y los criterios de elegibilidad del Programa de Descuentos por Liquidaci\u00f3n Anticipada del Instituto, inform\u00f3 en un comunicado el organismo de vivienda.<\/p>\n<p>Anteriormente, bajo este programa se otorgaban descuentos de entre 5 y 40 por ciento, dependiendo del nivel de ingreso del trabajador al momento de la originaci\u00f3n del cr\u00e9dito y de la antig\u00fcedad del financiamiento, la cual ten\u00eda que ser de al menos 10 a\u00f1os, record\u00f3.<\/p>\n<p>Como parte de los cambios, tambi\u00e9n fue eliminado el criterio de elegibilidad relacionado con el monto de originaci\u00f3n, el cual deb\u00eda ser menor o igual a 236 Veces el Salario M\u00ednimo (VSM).<\/p>\n<p>Con las nuevas reglas, participan los cr\u00e9ditos hipotecarios cuya deuda actual es igual o menor al 25 por ciento del monto de financiamiento inicial, explic\u00f3.<\/p>\n<p>Para los cr\u00e9ditos cofinanciados, el descuento s\u00f3lo aplicar\u00e1 al saldo del financiamiento otorgado por el Instituto, aclar\u00f3.<\/p>\n<p>En el caso de los cr\u00e9ditos con una reestructura activa, que considere un porcentaje de quita condicionada al pago, es decir, un monto a cargo del Infonavit y otro monto a cargo del acreditado, el porcentaje de descuento considerar\u00e1 el saldo total del financiamiento.<\/p>\n<p>En este programa no se contemplan los cr\u00e9ditos Infonavit Total, Infonavit Total AG, Mejoravit, Arrendavit, Tu Casa es Posible, ConstruYO, Segundo Cr\u00e9dito, Cumplir Cuenta, Responsabilidad Compartida y Fideicomisos.<\/p>\n<p>El Infonavit resalt\u00f3 que durante los primeros cinco meses de este a\u00f1o fueron beneficiados 23 mil 243 acreditados con este programa, lo que se tradujo en descuentos por un total de 566 millones 776 mil 197 pesos.<\/p>\n<p>Para determinar si un cr\u00e9dito puede aplicar a un descuento por liquidaci\u00f3n anticipada, los acreditados deben ingresar a Mi Cuenta Infonavit (micuenta.infonavit.org.mx) y realizar la consulta en la secci\u00f3n Saldos y Movimientos, o comunicarse a Infonatel (800 008 3900), se\u00f1al\u00f3 el organismo de vivienda.<\/p>\n<p>En caso de que el cr\u00e9dito sea elegible para este programa, se indicar\u00e1 el monto a pagar con el descuento, as\u00ed como la fecha l\u00edmite.<\/p>\n<p>El pago, que liquida el saldo total de la deuda hipotecaria, puede realizarse en cualquier banco con el n\u00famero de cr\u00e9dito que servir\u00e1 de referencia.<\/p>\n<p>El listado de las instituciones autorizadas tambi\u00e9n puede consultarse en Mi Cuenta Infonavit.<\/p>\n<p>El organismo de vivienda agreg\u00f3 que la liquidaci\u00f3n del cr\u00e9dito puede realizarse en una sola exhibici\u00f3n o en varios pagos durante el mes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ciudad de M\u00e9xico.- Los trabajadores que liquiden de manera anticipada el monto restante de su cr\u00e9dito con Infonavit tendr\u00e1n un<\/p>\n","protected":false},"author":1,"featured_media":774,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","footnotes":""},"categories":[5],"tags":[109],"class_list":["post-773","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nacional","tag-infonavit"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Descuenta Infonavit 50% por liquidaci\u00f3n anticipada - Expresiones Guerrero<\/title>\n<meta name=\"description\" content=\"Descuenta Infonavit 50% por liquidaci\u00f3n anticipada Nacional\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/expresionesguerrero.com.mx\/expresioneswp\/?p=773\" 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