{"id":14410,"date":"2026-06-19T15:56:56","date_gmt":"2026-06-19T20:56:56","guid":{"rendered":"https:\/\/expresionesguerrero.com.mx\/expresioneswp\/?p=14410"},"modified":"2026-06-19T15:56:58","modified_gmt":"2026-06-19T20:56:58","slug":"pagan-aseguradoras-22-mdp-diarios-por-siniestros-hidrometeorologicos","status":"publish","type":"post","link":"https:\/\/expresionesguerrero.com.mx\/expresioneswp\/?p=14410","title":{"rendered":"Pagan aseguradoras 22 mdp diarios por siniestros hidrometeorol\u00f3gicos"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">La industria aseguradora en M\u00e9xico pag\u00f3 casi 80 mil millones de pesos en la cobertura de siniestros ocasionados por riesgos hidrometeorol\u00f3gicos durante la \u00faltima d\u00e9cada lo que se traduce en 22 millones de pesos cada d\u00eda, de acuerdo con datos de la Asociaci\u00f3n Mexicana de Instituciones de Seguros.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El 72.9 por ciento de estos pagos se destinaron para la respuesta a da\u00f1os ocasionados por ciclones o huracanes Otis en 2023 y John en 2024. No obstante, episodios como las lluvias at\u00edpicas en octubre del 2025 ocasionadas, por una baja presi\u00f3n del Golfo, son muestra de la severidad que los riesgos clim\u00e1ticos est\u00e1n teniendo sobre la poblaci\u00f3n.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"696\" height=\"464\" src=\"https:\/\/expresionesguerrero.com.mx\/expresioneswp\/wp-content\/uploads\/2026\/06\/otis2.jpg\" alt=\"\" class=\"wp-image-14412\" srcset=\"https:\/\/expresionesguerrero.com.mx\/expresioneswp\/wp-content\/uploads\/2026\/06\/otis2.jpg 696w, https:\/\/expresionesguerrero.com.mx\/expresioneswp\/wp-content\/uploads\/2026\/06\/otis2-300x200.jpg 300w\" sizes=\"auto, (max-width: 696px) 100vw, 696px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cLa prevenci\u00f3n y la reducci\u00f3n de riesgos es una prioridad compartida entre el sector p\u00fablico, privado y la sociedad en su conjunta. No se trata de elegir prevenir o asegurarse, sino una estrategia conjunta para obtener resultados oportunos durante los eventos que generan da\u00f1os y que no podemos eliminar\u201d, precis\u00f3 Norma Alicia Rosas, directora general de la AMIS.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aunque entre 2016 y 2025 los da\u00f1os ocasionados por lluvias s\u00f3lo representaron 11.9 por ciento de los siniestros cubiertos por las aseguradoras, las lluvias at\u00edpicas del a\u00f1o pasado por la baja presi\u00f3n del Golfo de M\u00e9xico se convirtieron en el d\u00e9cimo quinto siniestro m\u00e1s costoso para la industria.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cUna de las ense\u00f1anzas que nos dej\u00f3 la temporada de lluvias del a\u00f1o pasado es que no es necesario que haya un hurac\u00e1n para tener un impacto alto en siniestros durante la temporada de lluvias y ciclones. En s\u00f3lo cuatro d\u00edas de lluvias at\u00edpicas, principalmente en Veracruz, se registraron 8 mil 481 siniestros que representaron m\u00e1s de 5 mil 929 millones de pesos en cobertura de siniestros\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Estos da\u00f1os incluso estuvieron por encima de los registrados por el hurac\u00e1n John en 2024, cuando se pagaron 3 mil 453 millones de pesos en indemnizaciones por dicho evento.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"960\" src=\"https:\/\/expresionesguerrero.com.mx\/expresioneswp\/wp-content\/uploads\/2026\/06\/otis1.jpg\" alt=\"\" class=\"wp-image-14413\" srcset=\"https:\/\/expresionesguerrero.com.mx\/expresioneswp\/wp-content\/uploads\/2026\/06\/otis1.jpg 768w, https:\/\/expresionesguerrero.com.mx\/expresioneswp\/wp-content\/uploads\/2026\/06\/otis1-240x300.jpg 240w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cLos huracanes tienen un impacto muy importante en los siniestros causados por riesgos hidrometeorol\u00f3gicos, sin embargo, es importante crear conciencia en la poblaci\u00f3n de que las lluvias, por ejemplo, afectan en cualquier entidad y en cualquier momento. Muestra de ello es que cuando no hay alg\u00fan cicl\u00f3n de relevancia, los datos de los \u00faltimos diez a\u00f1os reflejan que el 51 por ciento de los da\u00f1os cubiertos por riesgos hidrometeorol\u00f3gicos ocurrieron en entidades no costeras\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La AMIS promueve comunidades resilientes al impulsar el aseguramiento como herramienta clave de prevenci\u00f3n y recuperaci\u00f3n. A trav\u00e9s de distintas actividades fomenta la cultura del riesgo mediante informaci\u00f3n, talleres y comunicaci\u00f3n, acercando a personas y empresas a soluciones que protegen su patrimonio ante fen\u00f3menos hidrometeorol\u00f3gicos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A trav\u00e9s de colaboraci\u00f3n con autoridades y organismos nacionales e internacionales, fortalece la gesti\u00f3n integral del riesgo y la atenci\u00f3n a emergencias. Sus acciones incluyen vinculaci\u00f3n comunitaria, planes de respuesta, y mejora continua en procesos de atenci\u00f3n a usuarios, lo que permite acelerar la recuperaci\u00f3n econ\u00f3mica y social tras desastres.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La industria aseguradora en M\u00e9xico pag\u00f3 casi 80 mil millones de pesos en la cobertura de siniestros ocasionados por riesgos<\/p>\n","protected":false},"author":1,"featured_media":14411,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","footnotes":""},"categories":[6,5],"tags":[2127,2128],"class_list":["post-14410","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guerrero","category-nacional","tag-pagan-aseguradoras-22-mdp-diarios-por-siniestros-hidrometeorologicos","tag-pagos-amis"],"yoast_head":"<!-- This site is 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